| It is very important
to us that all our patients have the opportunity to receive timely care
to minimize the complications of delayed treatment and enhance their
self-confidence through a beautiful smile. We offer in-house financing as well as financing through several third party health care companies: CareCredit and Capital One. CareCredit enables you to schedule treatment right away with little or no up front costs, no annual fees and no prepayment penalties. Unlike dental insurance, CareCredit can be used for elective cosmetic care. Financing options in our office are extended through 24, 36 and 48-month payment plan options at rates much lower than conventional credit cards. Visit their websites or apply online in the privacy of your home at www.carecredit.com or www.capitalonehealthcarefinance.com. CareCredit’s toll-free number is 1-800-859-9975. Capital One’s toll-free number is 1-877-559-5050. Our highly trained staff looks forward to making it possible for you to receive necessary and cosmetic care affordably and in a timely manner. Our goal is to eliminate financial constraints that prevent you from receiving the care you want. |
INSURANCE
INFORMATIONDental insurance plans are intended to assist in costs for dental care, although they may not cover the full amount. Most of the plans available cover a certain percentage of the treatment costs but not necessarily the entire cost. Most patients receive their dental insurance plans through their employer, who has a contract with a third party (insurance company). The benefits these plans offer can vary from company to company, so it is important to understand what your plan offers and its reimbursement levels. You should be aware of your annual maximums and if it is based upon the date you were hired, the calendar or fiscal year, etc. Once the annual maximum has been exceeded, your insurance will not cover your treatment. This is important for us to know so we can do what we can to maximize your benefits. Some plans may have a list of preferred providers for you to choose from, and this decision can affect the levels of reimbursement from your plan. Others, like UCR (usual, customary and reasonable) plans, allow the patient to choose their own dentist. Some patients may feel that certain treatments are not necessary if they are not covered by dental insurance. However, this is an incorrect assumption. As with medical insurance, dental insurance generally does not cover pre-existing conditions. Treatment may still be necessary to treat the condition, regardless of insurance coverage. Sometimes the dental plan may only allow for the least expensive treatment for a condition or may exclude certain procedures from coverage. It is best to discuss your options with your dentist to determine what treatment is needed for your condition. If you have any questions or concerns about your plan, please contact the insurance company or your employer. |


INSURANCE
INFORMATION